Global money app

Pays Wallet

Send, receive, exchange, and spend from one mobile account.

Send
Deposit
Spend

Inside Pays Wallet

All in one app

Send, deposit, exchange, and spend from Pays Wallet.

Send money

Contacts, QR, and saved recipients.

Use cards

Virtual Visa controls and card activity.

Deposit funds

Supported EUR, GBP, and USD account details.

Exchange

Clear quotes before you move balances.

Pays home screen

Send and receive across borders

Use bank transfers, saved contacts, currency exchange, and withdrawals in one account.

Bank transfers

Deposit and withdraw in supported currencies.

Cross-border

Pay people and accounts from one balance.

Live status

See quotes, processing, and completion.

Verified accounts

Checks are built into the flow.

Pays deposits screen showing supported EUR, GBP, and USD bank accounts

Virtual Visa cards

Top up, spend, pause, and track purchases.

Spend worldwide

Use your Pays Visa card anywhere Visa is accepted.

Top up quickly

Move funds to your card in a few taps.

Manage cards

Create, pause, and track cards in-app.

Live spend feed

See card payments as they happen.

Pays card screen with spendable balance, daily limit, virtual Visa card, and card transaction

Secure by design

Passkeys, identity checks, and support keep your account protected.

Verified access

Identity checks protect account features.

Passkey security

Sign in with supported biometrics or passkeys.

Human support

Reach the Pays team in-app.

Bank transfers
Virtual Visa
Passkeys
In-app support

Get Pays Wallet

Send, deposit, exchange, and spend from your phone.